Do You Need Travel Insurance for Everest Base Camp? Read This First!
Sherkha
March 9, 2025
Trekking to Everest Base Camp (EBC) is super exciting, but it can also be dangerous. To stay safe, travelers should be ready for anything, and one important thing to have is travel insurance.
If you are coming from the U.S., Europe, or anywhere else, you need insurance that covers high-altitude trekking. This guide will help you understand why you need it, what to look for, and the best options for your trek.
Nepal Trek Insurance
The Everest Base Camp trek is hard, and there are many risks. The high altitude can make you sick, and since the area is far away from hospitals, getting help can be tough. Accidents and sudden sickness can happen at any time. Regular travel insurance might not cover these dangers, so you need a special trekking policy.
What Does Travel Insurance Cover?
Trekking insurance helps if something goes wrong. A good plan should cover:
✔️ Medical bills – If you get sick or hurt.
✔️ Helicopter rescue – If you need to be flown to a hospital.
✔️ Trip cancellation – If an emergency stops you from going.
✔️ Lost bags – If your luggage is missing or late.
✔️ Altitude sickness – This is very important for the Everest trek.
What Should Your Insurance Have?
Not all travel insurance plans cover high-altitude trekking. Make sure yours includes:
✔️ Altitude coverage – At least 5,364 meters (EBC height), or 6,000 meters to be extra safe.
✔️ Helicopter rescue – Because it’s very expensive in Nepal.
✔️ Search and rescue – If you get lost.
✔️ Adventure activities – If you plan to do more fun things.
✔️ Medical expanses– For tests and medicine.
Best Insurance for Everest Base Camp
Here are some of the best companies that offer travel insurance for EBC:
✔️ World Nomads – Covers up to 6,000 meters. Costs $200–$500 for 14 days.
✔️ True Traveller – Great for UK travelers. Costs £200–£250 for 14 days.
✔️ CoverMore – For Australian and New Zealand travelers. Costs NZD 300–600 ($200–$400 USD).
✔️ Berkshire Hathaway Travel Protection – Good for U.S. travelers. Costs $150–$300 for 14 days.
✔️ Ripcord Rescue Travel Insurance – Has extra search and rescue. Costs $500–$1,000 for 14 days.
Travel Insurance in Nepal Price
The price of travel insurance depends on where you live, how old you are, and what coverage you need. A good plan for a 16-day trek usually costs $200–$500, but it might be more if you want extra protection.
How to Pick the Best Travel Insurance
✔️ Check the altitude limit – It must cover at least 5,364 meters.
✔️ Emergency helicopter rescue – This is very expensive in Nepal.
✔️ Compare prices – Use websites like InsureMyTrip.com.
✔️ Read reviews – See what other trekkers say about the company.
Final Thoughts
Travel insurance is very important for the Everest Base Camp trek. It helps if you get sick, injured, or stuck in an emergency. Whether you choose an international company or a Nepali provider, make sure it covers high-altitude trekking, altitude sickness, and emergency rescues.
With the right insurance, you can enjoy your trek without stress. Have fun and stay safe at Everest Base Camp!
